INCREASE YOUR RETIREMENT INCOME BY UP TO 40%
You could potentially increase your pension by 40%. In the current economic environment, this could provide a significant boost to your standard of living.
The difference could be as much as a standard pension of £5,000 per annum offered by the provider you saved with over your lifetime, increasing to £7,000 per annum following advice from us.
There are over 1500 health and lifestyle conditions that could increase your annuity - (many of these being minor medical conditions) and make you eligible for an Enhanced/Impaired annuity.
What are Enhanced/Impaired AnnuitiesThese types of annuity will take account of any health or lifestyle conditions that you may have. For example:-
- What is your post code?
- Do you smoke?
- Do you drink on average 4 to 5 bottles of wine or equivalent a week?
- Are you overweight?
- Are you on medication for blood pressure/cholesterol?
- Do you have any current or previous medical issues?
An estimated 40% of people retiring could qualify for an Enhanced Annuity - giving them up to a possible 40% more income . So if your circumstances are likely to reduce your life expectancy, you may qualify to receive a higher income in retirement.
Don't hesitate to tell your annuity provider if you have a medical condition. If you're not sure whether a condition you have is relevant, tell them anyway. Something you may consider irrelevant could actually give you the higher income you want.
It's important to realise that not all annuity providers or financial advisers offer Enhanced Annuity rates. That's why it is important to shop around to get the best retirement income.
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